Automotive Insurance & Your Rights to Choose

O_Brians Place Collision - Collision Repair

Understanding Your Rights!

You are not obligated to go with the auto body shop your insurance company refers! You have the right to choose where you get your vehicle repaired.
Many people in an accident think they have to choose the collision centre provided by the insurance company or they will be unable to get their vehicle fixed on a claim.
This is not true.

Come Talk to Us and review understand your options.

Choosing an Auto Body Shop

In Alberta, you have the right to have your vehicle’s damage estimated and repaired at the auto body shop of your choice. An insurance company cannot require that your vehicle be repaired at a specific repair shop, they can and often will make shop recommendations to you.

Insurance companies have a vested interest in referring you to one of their vendors because it reduces their administrative work and they also receive special rates for customer’s going to a referred auto body shop.

Your insurance company cannot refuse your claim by choosing your own body shop, taking the time to research and select a reputable shop can save you time, money, and potential long-term issues with your car.

Alberta Insurance PDF

Choosing to use Insurance Versus Customer Pay

Being involved in an accident or collision can be very stressful and confusing, often leaving you with a lot of questions.

If you know that you definitely wish to pursue an insurance claim, then schedule your estimate time now.

If, on the other hand you choose to pay for your repairs yourself, we can still repair your vehicle.
There are many factors when deciding to pay for collision repairs yourself.
– Avoiding Insurance Premium Increases
– Insurance Deductibles
– Increased Control over the quality of parts & repairs
– Immediacy of repair
– Privacy

While paying for repairs yourself can be advantageous, it’s important for you to weigh all the benefits against the potential risks and make a decision that works best for your specific circumstances.

Our Partners